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BayVanguard Bank offers 3 (three) forms of overdraft protection services. You may never have need of these services. But, we know that unforeseen things happen and mistakes can happen. The best way to avoid this is to: Always record each and every transaction you and any joint account holder initiate, both paper and electronic; Then carefully balance and reconcile your checkbook (and electronic transactions) activity and ending balance with/to your monthly checking account statement; and be sure to do this each and every month. This will help you catch others’ mistakes (including maybe our own) and avoid your own mistakes, if any. Have you ever:
We cannot promise or guarantee these things will never happen
But what we can do is…
To report lost or stolen cards, call us at 410-768-5300 during regular business hours. After hours, please call 1-800-523-4175.