Checking & Money Market Accounts

Interest Checking

A minimum deposit of $100 is required to open. The following conditions apply:

• Minimum balance to earn interest is $100.00
• An image of your cancelled checks is returned to you with your monthly statement.
• Average daily balance of $500.00 is required to avoid the $8.00 monthly maintenance fee
• Interest is compounded daily and credited monthly.
• No per check fee
• Free internet banking and bill pay
• Overdraft Protection Available
• Five (5) free ATM transactions per statement cycle
• 1,800+ surcharge free ATM’s
• Variable Interest Rate

Non-Interest Checking

A minimum deposit of $100 is required to open.
The following conditions apply:

• No minimum balance and no monthly maintenance fee
• An image of your cancelled checks is returned to you with your monthly statement
• Non-interest bearing account
• No per check fee
• Free internet banking and bill pay
• Overdraft Protection Available
• Five (5) free ATM transactions per statement cycle
• 1,800+ surcharge free ATM’s

Free Checking

A minimum deposit of $100 is required to open.
The following conditions apply:

• No minimum balance and no monthly maintenance fee
• An image of your cancelled checks is returned to you with your monthly statement
• Non-interest bearing account
• No per check fee
• Free internet banking and bill pay
• Overdraft Protection Available
• Unlimited ATM transactions
• 1,800+ surcharge free ATM’s

Reward Checking

A minimum deposit of $100 is required to open. The following conditions apply:

• The interest rate to be paid on your account will depend on the average daily balance in your account. The separate “tiers” that have varying interest rates that apply are:
  • Average daily balance between $.01 and $10,000 (if qualifies)
  • Average daily balance $10,000.01 or more (if qualifies)
• An image of your cancelled checks is returned to you with your statement.
• Interest is compounded daily and credited monthly.
• No per check fee
• Free internet banking and bill pay
• Overdraft Protection Available
• Up to $50.00 in foreign ATM surcharges reimbursed per statement cycle
• 1,800+ surcharge free ATM’s
• Variable Interest Rate
• The below requirements must be met every statement cycle to earn interest and to have Foreign ATM surcharges reimbursed.
  • Enrolled into Online Banking
  • Enrolled into eStatements
  • 1 bill pay or direct deposit
  • 12 debit card purchases

Money Market

A minimum deposit of $2,500.00 is required to open. The interest rate to be paid on your account will depend on the average daily balance in your account. The separate “tiers” that have varying interest rates that apply are:

• Average daily balance less than $100.00, no interest will be paid
• Average daily balance $100.00 or more but less than $2,500.00
• Average daily balance $2,500.00 or more but less than $10,000.00
• Average daily balance $10,000.00 or more but less than $25,000.00
• Average daily balance $25,000.00 or more but less than $50,000.00
• Average daily balance $50,000.00 or more

Interest is compounded daily and credited monthly
An image of your cancelled checks is returned to you with your statement.

• Variable interest rate