Online Banking

Business Online

BayVanguard offers easy and convenient banking through our online banking product.

Features include:

• Check the balance on all your accounts including: checking, savings, loans, time deposits and money markets.
• Confirm deposits, withdrawals and checks cleared
• Transfer funds from one account to another
• View account history
• View your check images
• Pay Bills On-Line
• Pay BayVanguard loan payment
• ACH Origination
• Remote Deposit Capture

Enrollment is easy.  Visit any of our convenient locations and apply with a branch manager today!

Click here for our Online Banking Training.

Bill Pay

Bill Pay services make it easier to organize and pay your bills.  You determine who you want to pay, when you want to make the payment, and which account you want the payment to come from.  It’s safe, secure and easy to use.

Remote Deposit Capture

Remote Deposit Capture (RDC) allows business customers the ability to deposit checks securely, while also saving time and money.  Scanning checks using a desktop scanner attached to a PC with a secure internet connection allows you to deposit checks without leaving the office.  Please contact a branch manager for eligibility requirements.

ACH Origination

ACH Origination offers business customers the ability Originate electronic credits and debits through the Automated Clearing House (ACH) network.  Please contact a branch manager for eligibility requirements.

Merchant Services

Merchant Services allows businesses the processing tools needed to accept credit, debit, and other electronic purchasing cards or forms of payment.  We partnered with USB Payment Processing to offer a wide range of payment solutions for our business customers.  Please contact a branch manager for more information on this service.

Positive Pay

Positive Pay is a powerful fraud prevention tool used by business customers to prevent check fraud.  BayVanguard Bank’s Positive Pay Service helps your business detect fraud by matching the account number, check number and dollar amount of each check presented for payment, reducing the risk of financial loss and safeguarding the reputation of your business.