How to Spot a Scam

What are some of the red flags that a call, email or text you have received is a scam?

  • The scammer may use scare tactics, high-pressure language or create a sense of urgency.
  • Being asked for sensitive information such as, passwords or Social Security Number.
  • You are asked for your PIN or a login code that was texted to you.
  • Requesting you to go to an unfamiliar website or call a number other than the number listed on your credit or debit card.
  • The use of unprofessional language, poor grammar or many typos.
  • Attachments or suspicious links in the email or text you received.

There are multiple steps you can take to protect your accounts.

  • Use a complex or random password and have multi-factor authentication setup on your bank or email logins.
  • Verify messages or emails you receive by calling your bank directly or logging into your account.
  • Make sure that all browsers you use are keep up-to-date.


BayVanguard Bank is proud to announce that we have earned the AARP BankSafe Trained Seal in recognition of the training and policies we have in place to better protect older Americans from Financial Exploitation.  Learn more:

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