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Business Checking Accounts

Compare Business Checking Accounts

Account TypeBusiness Analysis CheckingBusiness Interest CheckingIOLTA/MAHTSmall Business Checking

Account Type


Opening Deposit

Business Analysis Checking


$100.00

Business Interest Checking


$5,000.00

IOLTA/MAHT


$100.00

Small Business Checking


$1,000.00

Account Type


Minimum Balance

Business Analysis Checking


$0.00

Business Interest Checking


$5,000.00

IOLTA/MAHT


$100.00

Small Business Checking


$1,000.00

Account Type


Monthly Service Fee

Business Analysis Checking


$15.00

Business Interest Checking


$15.00
Fee is $0 providing the minimum balance requirement is maintained.

IOLTA/MAHT


$0

Small Business Checking


$10.00
Fee is $0 providing the minimum balance requirement is maintained.

Account Type


Interest Bearing*

Business Analysis Checking


No

Business Interest Checking


Yes

IOLTA/MAHT


Yes

Small Business Checking


No

Account Type


Transaction Limits

Business Analysis Checking


Check Paid $0.18 per check
Items Deposited $0.12 per item
Deposits Made $0.50 per deposit
Credit/Debit Received $0.18 per item
Coin Purchase $0.10 per roll
Currency Purchase $1.00 per strap

Business Interest Checking


No

IOLTA/MAHT


No

Small Business Checking


No

Account Type


Features

Business Analysis Checking


  • Free Online Banking
  • Bill Pay
  • Debit Card
  • Internal Transfers Between Accounts
  • Overdraft Protection Available
    An Earnings Credit is applied to reduce or offset the monthly transaction fees and fees associated with cash management services. The effective earnings credit rate may vary based on the average monthly collected balance of the account(s). The earnings credit rate on your account is subject to change without notice.

Business Interest Checking


  • Free Online Banking
  • Free Bill Pay
  • Debit Card
  • Free Internal Transfers Between Accounts
  • Overdraft Protection Available

IOLTA/MAHT


  • Free Online Banking
  • Free Bill Pay
  • Debit Card
  • Free Internal Transfers Between Accounts
  • Overdraft Protection Available

Small Business Checking


  • Free Online Banking
  • Free Bill Pay
  • Debit Card
  • Free Internal Transfers Between Accounts
  • Overdraft Protection Available

*Interest rates set by BayVanguard Bank are subject to change. Interest is calculated daily and credited monthly.

All accounts subject to qualification requirements and must agree to Terms and Conditions.

Business Analysis Checking

A minimum deposit of $100.00 required to open.

  • $15.00 per month
  • Free online banking
  • Free Business Bill Pay
  • Overdraft protection available

Business Interest Checking

A minimum deposit of $5,000.00 required to open.

  • Average daily balance of $5,000.00 required to avoid $15.00 monthly service fee
  • $5,000.00 minimum balance required to earn interest
  • Interest is compounded daily and credited monthly
  • Free online banking
  • Free Business Bill Pay
  • Overdraft protection available

IOLTA/MAHT

A minimum deposit of $100.00 required to open.

  • Minimum balance to earn interest $100.00
  • Interest is compounded daily and credited monthly
  • Free online banking
  • Free Business Bill Pay
  • Variable interest rate

Small Business Checking

A minimum deposit of $1,000.00 is required to open.

  • Average daily available balance of $1,000.00 required to avoid the $10.00 monthly service fee
  • Free online banking
  • Free Business Bill Pay
  • Overdraft protection available

Contact Us

Email:
support@bayvanguard.com *Please DO NOT send personal/confidential information via email.  Non-public personal and account information such as Account Numbers, Passwords, PINs, and Social Security Numbers should not be sent through email.
Phone:
410-477-5000 Toll-Free: 1-844-301-1880
Fax:
410-477-1020
Address:
7114 North Point Road Baltimore, MD  21219
Telephone Banking:
1-855-757-8314
BayVanguard Routing Number:
252071159

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