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Loan Rates

Effective 10/25/2018

(Rates quoted are for 20% down, APR=Annual Percentage Rate, Maximum Loan $500,000, Rate Chart based on a loan amount of $150,000. Rates can differ from the chart based on detrimental credit information reported on credit applicants.)

TermInterest RatePointsAPRMonthly P&I Payment Per $1,000 borrowed

Term


Purchase / Refinance

Interest Rate


Points


APR


Monthly P&I Payment Per $1,000 borrowed


Term


Term

Interest Rate


Points


APR


Monthly P&I Payment Per $1,000 borrowed


Term


30 yr

Interest Rate


4.875%

Points


0.000%

APR


4.965%

Monthly P&I Payment Per $1,000 borrowed


$5.29

Term


30 yr

Interest Rate


4.625%

Points


1.000%

APR


4.800%

Monthly P&I Payment Per $1,000 borrowed


$5.14

Term


30 yr

Interest Rate


4.375%

Points


2.000%

APR


4.635%

Monthly P&I Payment Per $1,000 borrowed


$4.99

Term


20 yr

Interest Rate


4.500%

Points


0.000%

APR


4.619%

Monthly P&I Payment Per $1,000 borrowed


$6.33

Term


15 yr

Interest Rate


4.375%

Points


0.000%

APR


4.525%

Monthly P&I Payment Per $1,000 borrowed


$7.59

Term


Jumbo Loans

Interest Rate


Points


APR


Monthly P&I Payment Per $1,000 borrowed


Term


Term

Interest Rate


Points


APR


Monthly P&I Payment Per $1,000 borrowed


Term


30 yr

Interest Rate


4.875%

Points


0.000%

APR


4.965%

Monthly P&I Payment Per $1,000 borrowed


$5.29

Term


Construction Loans

Interest Rate


Points


APR


Monthly P&I Payment Per $1,000 borrowed


Term


Construction Only 1 yr

Interest Rate


6.375%

Points


0.500%

APR


10.854%

Monthly P&I Payment Per $1,000 borrowed


Interest only $5.32

Term


Construction / Perm 30 yr

Interest Rate


4.875%

Points


0.500%

APR


5.081%

Monthly P&I Payment Per $1,000 borrowed


$5.29

Term


Construction / Perm 20 yr

Interest Rate


4.500%

Points


0.500%

APR


4.775%

Monthly P&I Payment Per $1,000 borrowed


$6.33

Term


Construction / Perm 15 yr

Interest Rate


4.375%

Points


0.500%

APR


4.724%

Monthly P&I Payment Per $1,000 borrowed


$7.59

Term


Lot Loans

Interest Rate


Points


APR


Monthly P&I Payment Per $1,000 borrowed


Term


10 yr

Interest Rate


7.500%

Points


0.500%

APR


7.826%

Monthly P&I Payment Per $1,000 borrowed


$11.87

Term


Home Equity

Interest Rate


Points


APR


Monthly P&I Payment Per $1,000 borrowed


Term


Open End, Variable rate (Prime - 1/4%)

Interest Rate


5.000%

Points


0.000%

APR


5.000%

Monthly P&I Payment Per $1,000 borrowed


variable

Term


15 yr fixed

Interest Rate


5.375%

Points


0.000%

APR


5.375%

Monthly P&I Payment Per $1,000 borrowed


$8.10

Term


10 yr fixed

Interest Rate


5.250%

Points


0.000%

APR


5.250%

Monthly P&I Payment Per $1,000 borrowed


$10.73

Term


5 yr fixed

Interest Rate


5.125%

Points


0.000%

APR


5.125%

Monthly P&I Payment Per $1,000 borrowed


$18.93

Auto & Mobile Home Rates Contact
Jamie Gerber
410-477-5000 Ext. 33
NMLS# 466659

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Phone:
410-768-5300
Fax:
410-760-6016
Address:
8070 Ritchie Hwy Pasadena, MD  21122

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