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©1999-2006 Bay-Vanguard. All Rights Reserved. |
SPECIAL CD OFFERS
Interest Rate Annual
Percentage Yield7 months 3.20% 3.25% 13 months 3.44% 3.50% 60 months 4.17% 4.25% $1,000 Minimum (Penalty may be imposed for early withdrawal)
Deposit Rates
Effective as of May 14 , 2008 .
Certificates of Deposit ($1,000 minimum)
(Penalty may be imposed for early withdrawal)
| Interest Rate |
Annual |
|
| 4 - 6 months | 2.47% | 2.50% |
| 7 - 12 months | 2.72% | 2.75% |
| 13 - 24 months | 2.85% | 2.90% |
| 25 - 42 months | 3.20% | 3.25% |
| 43 - 59 months | 3.20% | 3.25% |
| 60 months | 3.40% | 3.45% |
| 36 month (bump-up) | 3.15% | 3.20% |
Other
(Variable rate accounts, rates may change after account opened, fees may reduce earnings)
| Interest Rate |
Annual
Percentage Yield |
Min Bal for APY/to Open | |
| ISP Checking | 0.50% | 0.50% | $2,500/$2,500 |
| Statement Savings | 0.75% | 0.75% | $50/$50 |
| Regular Checking | 0.50% | 0.50% | $100/$100 |
| IRA Statement | 2.72% | 2.75% | $10/$10 |
Money Market
($2,500 to open, variable rate account, rate may change after account opened, fees may reduce earnings)
| Interest Rate |
Annual
Percentage Yield |
|
| $2,500 Min | 1.44% | 1.45% |
| $10,000 Min | 1.69% | 1.70% |
| $40,000 Min | 2.72% | 2.75% |
Disclosures:
Truth
in Savings Statement Access
Agreement ATM Cardholder Agreement
Electronic Funds Transfer Policy
Funds Availability Policy
Fee Schedule
