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Checklist of Items Needed for Processing Mortgage Loans

We want to help guide you through the mortgage process. Below is a checklist of the standard information needed by most lending institutions. Some items may vary, but this checklist is a great place to start and to use as a reference. For your convenience, print this page and check off the items that have been completed.

_________	Appraisal fee, credit report, and application fee collected at application.
_________	Landlord information if applicable (past 12 months cancelled checks).
_________	Social Security numbers for all borrowers.
_________	W-2 forms from past two years for all borrowers and all jobs.
_________	Most recent pay stubs for the last 30 days showing YTD income.
_________	Bank statements from the last three months for all accounts, all borrowers and all funds. Also indicate any life insurance, retirement funds, real estate owned and any other assets.
_________	Copy of all earnest money deposits (front & back).
_________	A list of all creditors, including their complete addresses, account numbers, balances due and minimum monthly payments for each one (include present mortgage if applicable).
_________	Contract of Sale for property to be purchased (Deed if refinance) and contract or deed for land (if construction loan), whichever is applicable.
_________	Listing.
_________	Leases if applicable.
_________	If not established at current residence or employer for two years, have the complete names and addresses for all prior residences and employers.

The following must also be provided in addition to the above if applying for a construction loan:

_________	Signed proposal/contract
_________	Contract specifications
_________	Blue Prints
_________	Land Plat
_________	Draw schedule
_________	Building Permit
_________	Contractor's License