Consumer Internet Banking



IRA Certificate of Deposit

A minimum deposit of $1,000 is required to open and credit interest. The following conditions apply:
  • Interest compounded daily and credited monthly
  • Terms from 4 months to 60 months available
  • Interest is at a fixed rate during the term of the certificate
  • We may impose a penalty if the principal is withdrawn prior to maturity

See the Rate Schedule for current interest rates.

See the Fee Schedule for other fees that may apply. Fees may change subject to a 30 day notice to accountholders. Please read the following disclosures prior to opening an account:

Truth in Savings Statement | ATM cardholder AgreementElectronic Funds Transfer Policy |Funds Availability Policy | Internet Banking Access Agreement |Deposit Account Agreement

Personal Free Checking Money MarketStatement Savings | Certificates of Deposit |  Business CheckingCommercial Checking | IRAsPersonal Interest CheckingEducation Savings Account


©2014 Bay-Vanguard. All Rights Reserved.