Consumer Internet Banking



Certificates of Deposit

A minimum deposit of $1,000.00 is required to open and credit interest. The following conditions apply:

  • Interest compounded daily and credited monthly
  • Terms from 4 months to 60 months available
  • Interest is at a fixed rate during the term of the certificate
  • We may impose a penalty if the principal is withdrawn prior to maturity
  • Available for IRA accounts

See the Rate Schedule for current interest rates.

See the Fee Schedule for other fees that may apply. Fees may change subject to a 30 day notice to accountholders. Please read the following disclosures prior to opening an account:

Truth in Savings Statement | ATM cardholder AgreementElectronic Funds Transfer Policy | Funds Availability Policy |  Internet Banking Access Agreement |Deposit Account Agreement

Personal Free Checking Money MarketStatement Savings | Personal Interest Checking |  Business CheckingCommercial Checking | IRAsIRA Certificate of Deposit | Education Savings Account


©2014 Bay-Vanguard. All Rights Reserved.