Banking
  Home : Banking : Fee Schedule

Deposit Rates

Loan Rates

Banking

Internet Checking Interest Checking Free Checking Money Market Statement Savings Certificates of Deposits IRAs

Lending

Calculators

Locations

©1999-2006 Bay-Vanguard. All Rights Reserved.

Bay-Vanguard reserves the right to collect the following fees:

General
Statement Savings– If the ending daily balance drops below $50		$5.00/month
Interest Checking– If the average daily balance drops below $500 for the month		$8.00/month
Business Checking		$15.00/ month
Commercial Checking		$35.00/ month
Account Inactive for more than two years		$5.00/month
Bay-Vanguard Cashier’s Check  (1st check free per day)		$5.00/check
Travelers Checks (per $100)		$1.00
Money Orders ($500 maximum)		$2.00
Wire Out		$20.00/wire
Wire In		$15.00/wire
Certified Checks		$15.00/check
Return Items  (deposited, cashed, ACH, ATM, overdrafts paid)		$29.00
Stop Payment on check issued by Bay-Vanguard FSB		$25.00/check
Special Collections		Price varies
Unscheduled Statements		$7.00
Account Reconciliation (per hour)		$20.00
Account Research (per hour)  *Research Statement– 12 months or older (per hour)		$25.00 $25.00
Attachments and Levies against accounts		$100.00
Copy of Cancelled Check		$5.00
Issuance of new account due to lost/stolen checks		$5.00
MMDA excess check writing charge (per check over 3 per month)		$9.00
NOW account check printing		Varies per style of check
Overdraft Protection-Sweep (when needed)		$5.00/day
Bill Pay for Internet Checking (unlimited)		$4.95/month
ATM
Withdrawals, balance inquiry, or transfer (per transaction) *First 5 transactions per statement cycle are NO CHARGE		$1.00
Additional card after account opening or Replacement of lost card or PIN		$5.00
Rejections for insufficient funds		$29.00
International ATM surcharge		Varies
Safe Deposit Box
Box Rental                      3 x 5 Boxes                  5 x 5 Boxes                  3 x 10 Boxes                  5 x 10 Boxes                 10 x 10 Boxes	BVFSB Account Holder $20 $40 $50 $60  $100	Non Account Holder $40 $80 $100 $120 $200
Late Payment		$5.00/month
Box Boring/ Drill Box		$150.00
Lock Change/ Lost Key		$65.00

Effective Date: January 1, 2006